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BILL AS INTRODUCED 2007-2008

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H.744

Introduced by Representatives Courcelle of Rutland City, Andrews of Rutland City, Evans of Essex, Howard of Rutland City, McCormack of Rutland City and Potter of Clarendon

Referred to Committee on

Date:

Subject:  Banking and insurance; property insurance

Statement of purpose:  This bill proposes to require coverage for cleanup and removal of fallen trees in homeowners’ insurance policies.

AN ACT RELATING TO HOMEOWNERS’ INSURANCE COVERAGE FOR CLEANUP AND REMOVAL OF TREES THAT FALL ONTO NEIGHBORING PROPERTY

It is hereby enacted by the General Assembly of the State of Vermont:

Sec. 1.  8 V.S.A. § 4724(23) is added to read:

(23)(A)  Failure of a “homeowner’s insurance” policy to provide coverage for clean up and removal of trees that fall from the insured’s property onto neighboring property, but not causing property damage or blocking access.

(B)  As used in this subdivision (23), “homeowner’s insurance” shall be defined as a policy of insurance covering loss of or damage to real property, personal property, or both, used predominantly for residential purposes and which residences consist of not more than four dwelling units, other than hotels and motels.



Published by:

The Vermont General Assembly
115 State Street
Montpelier, Vermont


www.leg.state.vt.us