|BILL AS INTRODUCED||2007-2008|
Introduced by Representative Obuchowski of Rockingham
Subject: Banking and insurance; automobile insurance; volunteer drivers
Statement of purpose: This bill proposes to prevent automobile insurance providers from refusing to issue automobile insurance, or charging higher rates, solely because a driver engages in volunteer driving.
AN ACT RELATING TO AUTOMOBILE INSURANCE POLICIES FOR VOLUNTEER DRIVERS
It is hereby enacted by the General Assembly of the State of Vermont:
Sec. 1. LEGISLATIVE FINDINGS
(a) Many charitable organizations rely on volunteer drivers to accomplish their objectives such as home delivery of food and health care services or transportation of the elderly and infirm to medical appointments.
(b) Volunteer drivers play an essential role in delivering social services to the citizens of Vermont and should not incur increased automobile insurance rates as a result.
Sec. 2. 8 V.S.A. § 4211 is added to Part 1, chapter 113 to read:
§ 4211. VOLUNTEER DRIVERS
(a) For the purposes of this subsection:
(1) "Charitable organization'' means any person or entity that is determined by the Internal Revenue Service to be tax-exempt pursuant to Section 501(c)(3) of the Internal Revenue Code, as amended from time to time.
(2) "Volunteer driver" means a person who provides services including transporting individuals or goods without compensation above expenses to a charitable organization.
(b) An insurer may not refuse to issue a policy of automobile insurance, as defined in this chapter, to an applicant solely because the applicant is a volunteer driver.
(c) An insurer may not impose a surcharge or otherwise increase the rate for a policy of automobile insurance solely on the basis that the named insured, a member of the insured's household, or a person who customarily operates the insured's vehicle is a volunteer driver.
(d) Nothing in this section prohibits an insurer from refusing to renew, imposing a surcharge, or otherwise raising the rate for a policy of automobile insurance based upon factors other than the volunteer status of the insured driver.
The Vermont General Assembly
115 State Street