Introduced by Senator Dunne of Windsor District
Subject: Insurance; homeowners; damage by dogs
Statement of purpose: This bill proposes to prohibit the presence of dogs as a factor in the sale of homeowners’ insurance except when a specific dog is documented to have caused significant damage to real or personal property or bodily injury to a person.
AN ACT RELATING TO HOMEOWNERS’ INSURANCE AND DOMESTIC DOGS
It is hereby enacted by the General Assembly of the State of Vermont:
Sec. 1. 8 V.S.A. § 4724(7) is amended to read:
§ 4724. UNFAIR METHODS OF COMPETITION OR UNFAIR OR
DECEPTIVE ACTS OR PRACTICES DEFINED
The following are hereby defined as unfair methods of competition or unfair or deceptive acts or practices in the business of insurance:
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(7) Unfair discrimination; arbitrary underwriting action.
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(F) Discriminating against homeowners in regard to homeowners’ insurance based solely on the presence of one or more domestic dogs, unless a specific dog has a documented history of causing significant damage to real or personal property or serious bodily injury to a person.
The Vermont General Assembly
115 State Street