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ACT NO. 23

(S.187)

Insurance Trade Practices

This act amends the statute regulating HIV-related testing of insurance applicants by insurers. Vermont is the last state to allow only blood testing, and this act allows both urine and oral mucosal transudate (OMT) tests, approved by the Commissioner of the Department of Banking, Insurance, Securities, and Health Care Administration, in consultation with the Vermont Department of Health. Retesting is provided for after a positive test in addition to providing the applicant with the number of the Vermont AIDS hotline and the Centers for Disease Control and Prevention. The insurer is required to notify applicants that a positive test is reported to the Vermont Department of Health by means of an anonymous identifier.

Effective Date: July 1, 2001